Legal.

Terms and conditions.

Effective September 28, 2026.

These terms and conditions govern your access to and use of the website at cosmoswealth.com and any related pages, forms, and text messages operated by Cosmos Wealth, LLC (referred to here as Cosmos Wealth, we, us, or our). By using this website or opting in to our text messaging program, you agree to these terms. If you do not agree, please do not use the website or the messaging program.

About Cosmos Wealth.

Cosmos Wealth, LLC is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by the SEC. Nothing on this website is, or should be construed as, investment, legal, tax, or accounting advice, or an offer or solicitation to buy or sell any security. All content is general in nature and for informational purposes only.

Website use.

You may use this website for lawful, personal, and non commercial purposes. You agree not to interfere with the operation of the website, attempt to gain unauthorized access to any part of it, use it to transmit harmful code, or scrape or harvest information from it by automated means without our written permission.

Intellectual property.

The content on this website, including text, graphics, logos, and the Cosmos Wealth name and mark, is owned by or licensed to Cosmos Wealth and is protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from this content without our prior written consent.

Text messaging program.

If you provide a telephone number and submit a form on this website, you consent to receive SMS text messages from Cosmos Wealth. Types of messages may include notifications, reminders, and related communications about your relationship with us.

• Message frequency may vary.
• Message and data rates may apply, depending on your mobile carrier and plan.
• To opt out, reply STOP to any message at any time. After you reply STOP, we will send one confirmation message and will not send further texts unless you opt back in.
• For help, reply HELP or contact us using the details below.
• Carriers are not liable for delayed or undelivered messages.
• Consent to receive text messages is not a condition of any purchase or of engaging Cosmos Wealth for advisory services.

The information you share with us, including your mobile number, is handled in accordance with our Privacy Policy. We do not sell or share mobile opt in information with third parties for their own marketing purposes.

Third party links.

This website may contain links to websites operated by others. We provide these links for convenience only and do not control, endorse, or take responsibility for the content, products, or practices of any third party website. Your use of a third party website is subject to that party's own terms and policies.

No warranties.

This website and its content are provided on an as is and as available basis, without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, or non infringement. We do not warrant that the website will be uninterrupted, error free, or free of harmful components, or that any information on it is accurate, current, or complete.

Limitation of liability.

To the fullest extent permitted by law, Cosmos Wealth and its members, officers, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of, or inability to use, this website or the text messaging program. Nothing in these terms limits any obligation Cosmos Wealth owes to its clients under applicable securities laws or its fiduciary duty.

Privacy.

Your use of this website is also governed by our Privacy Policy, which describes how we collect, use, and protect your information.

Changes to these terms.

We may update these terms from time to time. When we do, we will revise the effective date above. Your continued use of the website after any change means you accept the updated terms.

Governing law.

These terms are governed by the laws of the State of California, without regard to its conflict of law principles. Any dispute relating to these terms or your use of the website will be subject to the exclusive jurisdiction of the state and federal courts located in San Diego County, California.

Contact us.

If you have questions about these terms or the text messaging program, contact Cosmos Wealth, LLC in La Jolla, California, at (858) 217-5500.